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Research Article
Open Access

A Policy Platform to Deliver Black Reparations: Building on Evidence from Child Development Accounts

Trina R. Shanks, Jin Huang, William Elliott III, Haotian Zheng, Margaret M. Clancy, Michael Sherraden
RSF: The Russell Sage Foundation Journal of the Social Sciences June 2024, 10 (3) 92-111; DOI: https://doi.org/10.7758/RSF.2024.10.3.05
Trina R. Shanks
aThe Harold R. Johnson Collegiate Professor of Social Work, director of the Center for Equitable Family & Community Well-Being, and director of the School of Social Work Community Engagement, at the University of Michigan, United States
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  • ORCID record for Trina R. Shanks
Jin Huang
bProfessor of social work at Saint Louis University and a research professor at Washington University in St. Louis, United States
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William Elliott III
cProfessor of social work, director of the Center on Assets, Education, and Inclusion, and director of the Joint Doctoral Program in Social Work and Social Science at the University of Michigan, United States
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Haotian Zheng
dDoctoral student at Washington University in St. Louis and a research associate at the Center for Social Development, Washington University, United States
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Margaret M. Clancy
eThe policy director and College Savings Initiative director at the Center for Social Development, Washington University in St. Louis, United States
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Michael Sherraden
fThe George Warren Brown Distinguished University Professor at Washington University in St. Louis and the director of the Center for Social Development at Washington University, United States
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    Figure 1.

    A Long-Term, Stable, and Sustainable Account-Holding Structure

    Source: Authors’ tabulation based on SEED for Oklahoma Kids experiment account data.

    Note: OK 529 = Oklahoma 529 College Savings Plan. Analyses are weighted to make each study group (treatment and control) representative of the full population in terms of a few basic characteristics available from birth records.

    *OK 529 accounts include state-owned, parent-owned, and other-owned accounts.

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    Figure 2.

    Wealth Growth of CDA Initial Deposit over Fifteen Years

    Source: Authors’ tabulation based on SEED for Oklahoma Kids experiment account data.

    Note: CDA = Child Development Account.

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    Figure 3.

    CDAs as a Policy Structure for Black Reparations

    Source: Authors’ tabulation.

    Note: CDA = Child Development Account.

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    Figure 4.

    Black Parents’ Views on Importance of CDA Policy Features, Percentage Favorable (N = 285)

    Source: Authors’ compilation based on SEED for Oklahoma Kids survey data.

    Note: CDA = Child Development Account.

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RSF: The Russell Sage Foundation Journal of the Social Sciences: 10 (3)
RSF: The Russell Sage Foundation Journal of the Social Sciences
Vol. 10, Issue 3
1 Jun 2024
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A Policy Platform to Deliver Black Reparations: Building on Evidence from Child Development Accounts
Trina R. Shanks, Jin Huang, William Elliott, Haotian Zheng, Margaret M. Clancy, Michael Sherraden
RSF: The Russell Sage Foundation Journal of the Social Sciences Jun 2024, 10 (3) 92-111; DOI: 10.7758/RSF.2024.10.3.05

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A Policy Platform to Deliver Black Reparations: Building on Evidence from Child Development Accounts
Trina R. Shanks, Jin Huang, William Elliott, Haotian Zheng, Margaret M. Clancy, Michael Sherraden
RSF: The Russell Sage Foundation Journal of the Social Sciences Jun 2024, 10 (3) 92-111; DOI: 10.7758/RSF.2024.10.3.05
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  • Article
    • Abstract
    • DELIVERY VISION AND OPTIONS
    • THE SEED FOR OKLAHOMA KIDS EXPERIMENT: EVIDENCE TO SUPPORT EFFECTIVE DELIVERY OF BLACK REPARATIONS
    • THE POTENTIAL OF A CDA DELIVERY MODEL TO PROMOTE RACIAL WEALTH EQUALITY
    • POLICY DELIVERY AS PURPOSEFUL STRUCTURAL CHANGE
    • BLACK PARENTS’ VIEWS ON CDAS AS A POLICY MODEL
    • LIMITATIONS
    • CONCLUSIONS
    • FOOTNOTES
    • REFERENCES
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Keywords

  • Black reparations
  • policy delivery
  • racial wealth inequality
  • Child Development Accounts
  • lifelong asset building

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