[PDF][PDF] Financial capability and asset building for all

…, MM Clancy, M Sherraden - … of Social Work …, 2015 - grandchallengesforsocialwork.org
In order to achieve financial security, people must be financially capable and able to
accumulate assets. We propose to engage social work in the task of building financial capability …

Weight loss changed gait kinematics in individuals with obesity and knee pain

JS Li, TY Tsai, MM Clancy, G Li, CL Lewis, DT Felson - Gait & posture, 2019 - Elsevier
Background Obesity is a mechanical risk factor for osteoarthritis. In individuals with obesity,
knee joint pain is prevalent. Weight loss reduces joint loads, and therefore potentially delays …

Testing universal child development accounts: Financial effects in a large social experiment

MM Clancy, SG Beverly, M Sherraden… - Social Service …, 2016 - journals.uchicago.edu
This article examines the financial effects of Child Development Accounts (CDAs) designed
to build assets for every newborn. Data come from a randomized experiment with probability …

Asset building and child development: A policy model for inclusive child development accounts

J Huang, M Sherraden, MM Clancy… - RSF: The Russell …, 2021 - rsfjournal.org
Extreme wealth inequality imposes significant constraints on financially vulnerable families,
especially on the development of children in those families. Child Development Accounts (…

Improved financial capability can reduce material hardship among mothers

J Huang, Y Nam, M Sherraden, MM Clancy - Social Work, 2016 - academic.oup.com
This study draws on the theoretical framework of financial capability in investigating whether
financial access (that is, availability of financial products and services) and financial …

[PDF][PDF] Automatic deposits for all at birth: Maine's Harold Alfond College Challenge

MM Clancy, M Sherraden - 2014 - openscholarship.wustl.edu
The first statewide Child Development Account (CDA) in the United States announced a major
change in strategy to automatically enroll all newborns. Evidence from CDA research has …

Exploring a model for integrating child development accounts with social services for vulnerable families

…, Y Kim, MM Clancy, M Sherraden - Journal of Consumer …, 2019 - Wiley Online Library
In the financial capability intervention known as Child Development Accounts (CDAs),
incentives with savings or investment accounts enable families (especially vulnerable ones) to …

[PDF][PDF] College Savings Plans: A Platform for Inclusive Saving Policy?

MM Clancy, P Orszag, M Sherraden - 2004 - openscholarship.wustl.edu
… Michael Sherraden and Margaret Clancy regarding the merits of … In general, Sherraden and
Clancy view 529s as offering a … Sherraden and Clancy focus on the theoretical potential for a …

[PDF][PDF] Statewide child development account policies: Key design elements

MM Clancy, SG Beverly - 2017 - openscholarship.wustl.edu
Child Development Accounts (CDAs) aim to build assets for postsecondary education. Unlike
many asset-building programs, CDAs were explicitly conceived to be universal (every child …

[PDF][PDF] Taking Child Development Accounts to scale: Ten key policy design elements

M Sherraden, MM Clancy, SG Beverly - 2018 - openscholarship.wustl.edu
The United States subsidizes asset accumulation for middle-and especially high-income
families through the federal income tax system. Low-income families are much less likely than …