PT - JOURNAL ARTICLE AU - Alex Bell AU - Thomas J. Hedin AU - Peter Mannino AU - Roozbeh Moghadam AU - Geoffrey Schnorr AU - Till von Wachter TI - Disparities in Access to Unemployment Insurance During the COVID-19 Pandemic: Lessons from U.S. and California Claims Data AID - 10.7758/RSF.2023.9.3.04 DP - 2023 May 01 TA - RSF: The Russell Sage Foundation Journal of the Social Sciences PG - 78--109 VI - 9 IP - 3 4099 - http://www.rsfjournal.org/content/9/3/78.short 4100 - http://www.rsfjournal.org/content/9/3/78.full AB - To what extent did jobless Americans benefit from unemployment insurance (UI) during the COVID-19 pandemic? This article documents geographic disparities in access to UI during 2020. We leverage aggregated and individual-level claims data to perform an integrated analysis across four measures of access to UI. In addition to the traditional UI recipiency rate, we construct rates of application among the unemployed, rates of first payment among applicants, and exhaustion rates among paid claimants. Through correlations across California counties and across states, we show that areas with more disadvantaged residents had less access to UI during the pandemic. Although these disparities are large in magnitude, cross-state analysis suggests that policy can play a salient role in mitigating them.